The CitiBusiness AAdvantage Platinum Select Mastercard has the potential to be one of the best credit cards for small business owners, but it comes with a hefty annual fee and limited extra features that might not make it worth it. Before you apply, make sure this card is right for your needs.
Best Features
– The CitiBusiness AAdvantage Platinum Select Mastercard offers a competitive APR and a rewards program.
– It has no annual fee, which means the benefits of this card can be enjoyed on an ongoing basis.
– The card comes with access to your FICO score, which is helpful for business owners who want to keep track of their credit history and risk profile
Things you should know
The CitiBusiness / AAdvantage Platinum Select Mastercard is designed for small- to medium-sized businesses and offers a number of features that are beneficial for your business, including no annual fee, a 0% introductory APR on purchases for 9 months, and an intro balance transfer rate of 0% for 18 months. Plus, if you’re an existing Citi cardholder with a Citibank Private Client account, you’ll receive up to 25% more miles per dollar spent.
How to apply
You can apply for the CitiBusiness / AAdvantage Platinum Select Mastercard by filling out an online application. There is also a $75 annual fee associated with this credit card which is waived for the first year. If approved, you will get a welcome kit in the mail that includes your card, an instruction booklet, and a letter detailing your new account benefits and how to activate them.
Our recommendation
The CitiBusiness AAdvantage
The Platinum Select Mastercard card is a great choice for businesses with frequent travel. If you’re seeking a credit card that can help you earn rewards while providing flexible financing options, the CitiBusiness / AAdvantage Platinum Select Mastercard may be right for you.