Is it Possible to Purchase Term Insurance without Income Verification?

When it comes to securing your family’s future, life insurance becomes an essential financial tool. But if you don’t have regular proof of income, you may wonder, “Can I still buy term insurance?” For some, the process of purchasing insurance can feel daunting, especially when it comes to the income verification step. Not everyone has financial documentation readily available. … Read more

Understanding Horse Insurance

Understanding Horse Insurance

Whether you are buying your first horse or are looking to renew your existing policy, understanding your options is essential. You may need to consider many different types of insurance, from general liability to surgical coverage. Loss of use When buying horse insurance, you must understand the differences in coverage. Many kinds of insurance are … Read more

Handyman Insurance – Don’t Get Stuck Without It!

Handyman Insurance - Don't Get Stuck Without It!

Not all homeowners are fully aware of the risks of hiring someone to perform work in their homes on an as-needed basis. This type of work arrangement can lead to costly lawsuits, and potentially ruined relationships if you’re not covered by insurance. Here’s what you need to know about handyman insurance, and how it can … Read more

Workers’ Compensation in Texas: Everything You Need to Know  

Workers' Compensation in Texas Everything You Need to Know

If you’re looking to start or grow your business in Texas, you’ll want to be familiar with the state’s workers’ compensation laws, which are quite different from those of other states. Here’s everything you need to know about workers’ compensation in Texas, including what it covers, how much it costs, and the best way to … Read more

Are you required to have workers’ compensation insurance?

Are you required to have workers' compensation insurance

Workers’ compensation insurance is required in the United States for companies of all sizes, as well as nonprofits and government organizations. The purpose of workers’ compensation insurance is to protect employees from workplace injuries and provide them with the medical care they may need after an accident, whether it’s on the job or not. But … Read more